Monday, June 27, 2011

Life Insurance Sales skyrocketing

Are you selling life insurance?

Our life insurance sells are skyrocketing, but not the policies that get all the headlines.

Simplified, easy issue life has taken the forefront for Premier Insurance Partners. It used to be cheap, fully underwritten term insurance was all the "rave". But it appears that America want its life insurance just like its food - quick, easy, and cheap.

Simplified life policies fit this niche perfectly. You can get up to $250,000 of term or permanent life for pennies. Best of all, no paramed is required. Thus, no stepping on a scale, getting poked with a needle, or trying to give a urine sample. The entire process is done from the application and a quick check of MVR and similar reports. Many policies are issued in under 5 days!

New carriers are entering this market, which supports what we have been seeing. The public wants life insurance, but don't make it so complicated. Make it easy to purchase and put a policy in my hand quickly.

Call us today for more information. Quick issue and quick commissions - both you and your customer will like it!

Friday, June 3, 2011

Medicare Advantage Season

Time Again --- Medicare Advantage season is just around the corner. The selling season is much different this year - it starts earlier and end earlier. Let's look at the timeline:





  • June - Carriers must submit product designs to CMS for approval.


  • July - We should start seeing product designs and what areas they are approved


  • August - On line certification to begin - get started early so you receive your approval and can order supplies when available. You definitely want to avoid the rush.


  • August - should have a good idea of final plan designs and what is available in your area.


  • Sept - Almost time to sell. If you have not yet certified, you are now in the dreaded "bottleneck" when carriers are backed up. Get certified ASAP so you can get supplies.


  • Oct. 15 - selling season begins - a full month earlier than previous years. Most agents will be caught by surprise and not even certified yet. Don't be one fo these agents.


  • Dec. 7 - Selling season ends - "by coincidence" falls on the same date of the Pearl Harbor anniversary.


  • Jan. 1 - all new enrollments take effect.


As you can see, the season is substantially condensed. Call our office for all your Med Advantage needs at 800-504-7471