Monday, January 31, 2011

Mentors and Mentoring

Have you ever wanted a Mentor or have you ever thought about Mentoring?

Premier Insurance Partners will soon launch a Mentoring program. This program will allow you to follow a top producing agent for two days in the field and discover how he really does produce at a high level.

The program is very simple:

  • Decide the product line in which you want to excel.
  • Call us and learn about our agents who are willing to mentor.
  • Spend two days with this agent (your pay your expenses)
  • Agent will teach you everything he knows, plus
  • You will go with this Mentor on at least four appointment in two days. Sometimes many more!
  • The Mentor will be available for you 24 hours a day to help you -- indefinitely!

How much would pay to be able to follow a top producer for 2 days? Likely thousand$. However with our Mentor Program, it won't cost you a dime. Plus you will enjoy the other perks associated with our program.

Please call me today - I look forward to helping you achieve your dreams! 800-504-7471

Jerry

Monday, January 24, 2011

Hospital Indemnity Plans - Perfect for Medicare agents

Want the perfect compliment to your Medicare Supplements and Medicare Advantage plans? Look no further than this NEW, Hospital Indemnity Plan.

  • Up to $600 per day hospital visit - perfect for the deductible/co-pays of PLAN N med supps or gaps in Med Advantage.
  • $200 for ambulance ride
  • Accidental Death and Dismemberment -up to $10,000

Facts to Consider:

  • Average charge on a typical bill from a USA hopsital is $22,300
  • Charges have risen 8.9% per year
  • Average length of stay is over 4 days!

For the Agent:

  • Terrific commissions
  • Easy to sell
  • Very simple application (you will like it!)

At Premier Insurance Partners, we specialize in training - ASK ABOUT OUR TRAINING VIDEO.

If you sell Medicare products, you need to include this plan!

Tuesday, January 18, 2011

Hot product for New Year

Without question one of our hottest products for the new year is . . . . . Single Premium Life!

If you sell annuities, here are the TOP 10 reasons to incorporate SPL in your portfolio:

  1. Double digit commissions - MGA commissions to 16% (remember the good ol' days with high annuity commissions!)
  2. LTC riders - allows your client to access the Death Benefit for LTC - much better than the LTC liquidation feature of an annuity.
  3. Large Death Benefit-- again far surpasses an annuity!
  4. Death Benefit tax-free
  5. Surrender charges only last 5 years -- with a double digit commission!
  6. Most people with die with their annuity intact, a SPL makes more sense.
  7. Tax free loans available, if money is needed
  8. Likely the best place for part of your client's money (never put it all in one place)
  9. Simply a better product for money your client will never spend or will only possibly need for LTC.
  10. Great for client, Great for the agent!

Top selling annuity agents are definitely incorporating SPL with their annuities. Their clients are better off and so are the agents. If your client plans to simply "pass on" the money to their spouse or kids, give SPL a try.

Friday, January 7, 2011

Perfect Med Advantage compliment product

Two days ago we had one of our largest web-ex training sessions - the topic: Critical Illness plans. Agents from all over the country attended.

Critical Illness is without question, the best complimentary product to whatever you are selling. Critical Illness covers the 4 big ones: Cancer, Heart Attack, Stroke, and Kidney failure. These policies are exactly what you want:
  • One Appointment sell
  • EZ issue
  • Quick issue
  • Advanced Commissions
  • Terrific first yr and renewals
  • low premium for your client - average of $50/mo
  • Average commission =$300

Every prospect can tell a story about a friend or relative who has had one or more of these ailments.

One agency, with over 15 captive agents, encourages their agents to ask this simple question at every appointment, "Who has your cancer insurance?". These agents are closing about 30% or better when simply asking this easy question.

Critical Illness is their number one "add on" product.

As many agents realize, it is medical bills that are the number one cause of bankruptcy. It's not because the person doesn't have health insurance, it's due to job loss, travel for care, etc. Critical care is the answer. It provides a lump sum at diagnosis - paid immediately.

Call us today for more details - if you could add an additional policy on 30% of your appointments, your income would increase significantly. The average commission is nearly $300 per policy. Two policies/week will add over $30,000 to your annual profit - and it is pure profit as you are adding this add-on an appointment you already scheduled for another product.

Happy New Year

Jerry