Life Insurance Sales skyrocketing

Are you selling life insurance?

Our life insurance sells are skyrocketing, but not the policies that get all the headlines.

Simplified, easy issue life has taken the forefront for Premier Insurance Partners. It used to be cheap, fully underwritten term insurance was all the "rave". But it appears that America want its life insurance just like its food - quick, easy, and cheap.

Simplified life policies fit this niche perfectly. You can get up to $250,000 of term or permanent life for pennies. Best of all, no paramed is required. Thus, no stepping on a scale, getting poked with a needle, or trying to give a urine sample. The entire process is done from the application and a quick check of MVR and similar reports. Many policies are issued in under 5 days!

New carriers are entering this market, which supports what we have been seeing. The public wants life insurance, but don't make it so complicated. Make it easy to purchase and put a policy in my hand quickly.

Call us today for more information. Quick issue and quick commissions - both you and your customer will like it!

Medicare Advantage Season

Time Again --- Medicare Advantage season is just around the corner. The selling season is much different this year - it starts earlier and end earlier. Let's look at the timeline:

• June - Carriers must submit product designs to CMS for approval.



• July - We should start seeing product designs and what areas they are approved



• August - On line certification to begin - get started early so you receive your approval and can order supplies when available. You definitely want to avoid the rush.



• August - should have a good idea of final plan designs and what is available in your area.



• Sept - Almost time to sell. If you have not yet certified, you are now in the dreaded "bottleneck" when carriers are backed up. Get certified ASAP so you can get supplies.



• Oct. 15 - selling season begins - a full month earlier than previous years. Most agents will be caught by surprise and not even certified yet. Don't be one fo these agents.



• Dec. 7 - Selling season ends - "by coincidence" falls on the same date of the Pearl Harbor anniversary.



• Jan. 1 - all new enrollments take effect.

As you can see, the season is substantially condensed. Call our office for all your Med Advantage needs at 800-504-7471

New, Incredible annuity

If you like to sell annuities with a guaranteed income rider, an outstanding new product is being released on May 23.

From Phoenix Life, this annuity has two riders:

Income Now rider

• Up to 45% bonus on income rider

Income Later rider

• 14% rollup each year for 10 year

The unique thing about this annuity is that it fits the two catagories of those wanting guaranteed income. Do you want your income now - you can have up to a 45% bonus. Do you want your income later, between years 4 to 10 - you can have a guaranteed 14% annual simple return on your money until you turn on the income.

Want more details? On May 23 we will have it.

Medicare Supplement - Plan N

Wow - Plan N change happens fast with Mutual of Omaha. Mutual of Omaha, one of the most respected carriers in the Medicare Supplement world, was riding high on their new Plan N production. Premier Insurance Partners definitely enjoyed the ride. However, today, Mutual announced the withdraw of their Plan N. Where do you go now? We have lots of options for you.

• Do you want the lowest price Plan N - we have lots of choices. Call for the lowest plan in your State.


• Do you want a low price product, but with extra's - read below.

We have one carrier in particular that I believe will rock the Plan N world. Their rates are very competitve. Not necessarly the lowest, but definitely very low.

In addition, this carrier allows you to switch to any other plan with NO UNDERWRITING.

Call us today at 800-504-7471 or reply to this blog.

Monster Annuity Cases

WOW - our average annuity premium with an income rider is just over $100,000 per app!! That's is so significant when you consider the average annuity is about $60,000. Our average is not quite double that of the industry. Why you may ask? It is really quite simple. Our agents are focusing on the benefits of the new Guaranteed Income Riders (GIR). If you have been reading any money magazine, you should be understanding what the senior client wants - guaranteed income at retirement. Most retirees, or soon to be retirees, do not have pension plan. They want an need a guaranteed stable and safe income. These new GIRs provide exactly what retirees are asking for, a definite income amount of money that will last forever and does not lock up their principal. The GIR will not only offer a definite income, but it also guarantees growth as well. One carrier will guarantee a 7% growth and then provide a guarantee payout income at retirement. Most people are thrilled to know they will recieve 7% per year growth. However, when you also guarantee the income they cannot outlive and not lockup principle, you truly have a home run! CAll us today to learn how the GIR will:

• Guarantee a 7% return


• Provide a guarantee income for life


• Yet, does not lockup principle (this is not the same as an immediate annuity)

For the agent:

• Easier sales


• Larger premiums


• Happy annual reviews


• More referrals

Call Premier Insurance Partners today at 402-408-1492

Awesome New Annuity Quote engine

Every once in a while something comes along that truly makes selling insurance EASIER.

That something is the new annuity quote engine we just installed on our website. It simply makes your sales easier. You can instantly compare carriers and various annuity products side by side -- much like a the term life insurance or car insurance quotes.

• Need the best 5 year rate guarantee products - easily achieved in a very easy to understand table.
• Need to compare the index rates/caps from the top carriers. . . once more easily achieved.
• Want a simple format to show your clients on Income Riders. . . .again, done in seconds.
• Interested in seeing all index annuities with an 8 year surrender. . . a few, simple strokes from your mouse will quickly provide your results.

MUST SEE: you simply must see it to believe it. Go to our quotes page on www.pip1.com and you will truly be amazed. I guarantee your annuity appointments will go smoother when you incorporate these easy-to-use and easy-to-read comparisons - try it now!

It's time - Sr.Dental Insurance that really gets it.

I have never, ever been a fan of dental insurance - the kind for seniors in particular.

However, after 20 years in this industry I have finally run across a plan that makes sense for the consumer and is easy to sell for the agent.

Constitution Life has just introduced a plan with the following benefits:

• Guaranteed Issue - now everyone wins!
• No Network - your client can see any dentist (a very big benefit)
• Benefits that really save your client
• Very easy, one page application - every agent and costumer will love it.
• Premiums that fit the benefit. If your clients needs a dentist, this is a good plan. If your client only gets a regular checkup and cleaning, it's still a good deal.

Call today and find out how this product can really help you and your clients. Seniors want a good dental plan, now we have one for them.

Jerry