Monster Annuity Cases

WOW - our average annuity premium with an income rider is just over $100,000 per app!! That's is so significant when you consider the average annuity is about $60,000. Our average is not quite double that of the industry. Why you may ask? It is really quite simple. Our agents are focusing on the benefits of the new Guaranteed Income Riders (GIR). If you have been reading any money magazine, you should be understanding what the senior client wants - guaranteed income at retirement. Most retirees, or soon to be retirees, do not have pension plan. They want an need a guaranteed stable and safe income. These new GIRs provide exactly what retirees are asking for, a definite income amount of money that will last forever and does not lock up their principal. The GIR will not only offer a definite income, but it also guarantees growth as well. One carrier will guarantee a 7% growth and then provide a guarantee payout income at retirement. Most people are thrilled to know they will recieve 7% per year growth. However, when you also guarantee the income they cannot outlive and not lockup principle, you truly have a home run! CAll us today to learn how the GIR will:

• Guarantee a 7% return


• Provide a guarantee income for life


• Yet, does not lockup principle (this is not the same as an immediate annuity)

For the agent:

• Easier sales


• Larger premiums


• Happy annual reviews


• More referrals

Call Premier Insurance Partners today at 402-408-1492

Awesome New Annuity Quote engine

Every once in a while something comes along that truly makes selling insurance EASIER.

That something is the new annuity quote engine we just installed on our website. It simply makes your sales easier. You can instantly compare carriers and various annuity products side by side -- much like a the term life insurance or car insurance quotes.

• Need the best 5 year rate guarantee products - easily achieved in a very easy to understand table.
• Need to compare the index rates/caps from the top carriers. . . once more easily achieved.
• Want a simple format to show your clients on Income Riders. . . .again, done in seconds.
• Interested in seeing all index annuities with an 8 year surrender. . . a few, simple strokes from your mouse will quickly provide your results.

MUST SEE: you simply must see it to believe it. Go to our quotes page on www.pip1.com and you will truly be amazed. I guarantee your annuity appointments will go smoother when you incorporate these easy-to-use and easy-to-read comparisons - try it now!

It's time - Sr.Dental Insurance that really gets it.

I have never, ever been a fan of dental insurance - the kind for seniors in particular.

However, after 20 years in this industry I have finally run across a plan that makes sense for the consumer and is easy to sell for the agent.

Constitution Life has just introduced a plan with the following benefits:

• Guaranteed Issue - now everyone wins!
• No Network - your client can see any dentist (a very big benefit)
• Benefits that really save your client
• Very easy, one page application - every agent and costumer will love it.
• Premiums that fit the benefit. If your clients needs a dentist, this is a good plan. If your client only gets a regular checkup and cleaning, it's still a good deal.

Call today and find out how this product can really help you and your clients. Seniors want a good dental plan, now we have one for them.

Jerry

Mentors and Mentoring

Have you ever wanted a Mentor or have you ever thought about Mentoring?

Premier Insurance Partners will soon launch a Mentoring program. This program will allow you to follow a top producing agent for two days in the field and discover how he really does produce at a high level.

The program is very simple:

• Decide the product line in which you want to excel.
• Call us and learn about our agents who are willing to mentor.
• Spend two days with this agent (your pay your expenses)
• Agent will teach you everything he knows, plus
• You will go with this Mentor on at least four appointment in two days. Sometimes many more!
• The Mentor will be available for you 24 hours a day to help you -- indefinitely!

How much would pay to be able to follow a top producer for 2 days? Likely thousand$. However with our Mentor Program, it won't cost you a dime. Plus you will enjoy the other perks associated with our program.

Please call me today - I look forward to helping you achieve your dreams! 800-504-7471

Jerry

Hospital Indemnity Plans - Perfect for Medicare agents

Want the perfect compliment to your Medicare Supplements and Medicare Advantage plans? Look no further than this NEW, Hospital Indemnity Plan.

• Up to $600 per day hospital visit - perfect for the deductible/co-pays of PLAN N med supps or gaps in Med Advantage.
• $200 for ambulance ride
• Accidental Death and Dismemberment -up to $10,000

Facts to Consider:

• Average charge on a typical bill from a USA hopsital is $22,300
• Charges have risen 8.9% per year
• Average length of stay is over 4 days!

For the Agent:

• Terrific commissions
• Easy to sell
• Very simple application (you will like it!)

At Premier Insurance Partners, we specialize in training - ASK ABOUT OUR TRAINING VIDEO.

If you sell Medicare products, you need to include this plan!

Hot product for New Year

Without question one of our hottest products for the new year is . . . . . Single Premium Life!

If you sell annuities, here are the TOP 10 reasons to incorporate SPL in your portfolio:

1. Double digit commissions - MGA commissions to 16% (remember the good ol' days with high annuity commissions!)
2. LTC riders - allows your client to access the Death Benefit for LTC - much better than the LTC liquidation feature of an annuity.
3. Large Death Benefit-- again far surpasses an annuity!
4. Death Benefit tax-free
5. Surrender charges only last 5 years -- with a double digit commission!
6. Most people with die with their annuity intact, a SPL makes more sense.
7. Tax free loans available, if money is needed
8. Likely the best place for part of your client's money (never put it all in one place)
9. Simply a better product for money your client will never spend or will only possibly need for LTC.
10. Great for client, Great for the agent!

Top selling annuity agents are definitely incorporating SPL with their annuities. Their clients are better off and so are the agents. If your client plans to simply "pass on" the money to their spouse or kids, give SPL a try.

Perfect Med Advantage compliment product

Two days ago we had one of our largest web-ex training sessions - the topic: Critical Illness plans. Agents from all over the country attended.

Critical Illness is without question, the best complimentary product to whatever you are selling. Critical Illness covers the 4 big ones: Cancer, Heart Attack, Stroke, and Kidney failure. These policies are exactly what you want:

• One Appointment sell
• EZ issue
• Quick issue
• Advanced Commissions
• Terrific first yr and renewals
• low premium for your client - average of $50/mo
• Average commission =$300

Every prospect can tell a story about a friend or relative who has had one or more of these ailments.

One agency, with over 15 captive agents, encourages their agents to ask this simple question at every appointment, "Who has your cancer insurance?". These agents are closing about 30% or better when simply asking this easy question.

Critical Illness is their number one "add on" product.

As many agents realize, it is medical bills that are the number one cause of bankruptcy. It's not because the person doesn't have health insurance, it's due to job loss, travel for care, etc. Critical care is the answer. It provides a lump sum at diagnosis - paid immediately.

Call us today for more details - if you could add an additional policy on 30% of your appointments, your income would increase significantly. The average commission is nearly $300 per policy. Two policies/week will add over $30,000 to your annual profit - and it is pure profit as you are adding this add-on an appointment you already scheduled for another product.

Happy New Year

Jerry