Critical Illness is without question, the best complimentary product to whatever you are selling. Critical Illness covers the 4 big ones: Cancer, Heart Attack, Stroke, and Kidney failure. These policies are exactly what you want:
- One Appointment sell
- EZ issue
- Quick issue
- Advanced Commissions
- Terrific first yr and renewals
- low premium for your client - average of $50/mo
- Average commission =$300
Every prospect can tell a story about a friend or relative who has had one or more of these ailments.
One agency, with over 15 captive agents, encourages their agents to ask this simple question at every appointment, "Who has your cancer insurance?". These agents are closing about 30% or better when simply asking this easy question.
Critical Illness is their number one "add on" product.
As many agents realize, it is medical bills that are the number one cause of bankruptcy. It's not because the person doesn't have health insurance, it's due to job loss, travel for care, etc. Critical care is the answer. It provides a lump sum at diagnosis - paid immediately.
Call us today for more details - if you could add an additional policy on 30% of your appointments, your income would increase significantly. The average commission is nearly $300 per policy. Two policies/week will add over $30,000 to your annual profit - and it is pure profit as you are adding this add-on an appointment you already scheduled for another product.
Happy New Year
Jerry
